Fidelity Federal Bank & Trust
Stealing from my account by forcing me into a NSF Condition

Business & Finance

Ok, My wife set up a small account at Fidelity Federal bank in Florida.
All she wanted was a NON-Interest bearing Checking account with check card privileges. She will deposit her Paycheck into it and then use the check card for her daily expenses

Opened it up with $900 in February... And it goes down hill after that.
She could not figure out why she has a negative balance for most of the life of the the account

Problem #1 - They set her up with an Interest Bearing Account even though she did not want one. Therefore there is a $500 minimum Balance penalty of $29 for every infraction

Problem #2 - They put holds on her PAYCHECK which forced her into an ARTIFICIAL Non-Sufficient Funds Situation. Another $29 hit for every instance.

I just helped her do a full report on the transactions..

I almost SCHIT my pants Since February the bank has charged about $800 in fees. This has to be illegal! This is basically criminal behavior.

I can see clearly that she was never overdrafted at any point. I also realize Check Kiting is illegal. This bank actually forced her account into this situation for their own profit. They were forcing her into an overdraft position by putting a hold on a check that should NEVER be held. A Paycheck.

On top of that they hit her every month for a $5 fee program that offer discounts off meals and tickets... She of course declined it when she opened the account...

WTF!!! I am ready to call a lawyer. What options do we have to collect the "STOLEN" money???


Company: Fidelity Federal Bank & Trust
Country: USA
State: Florida
City: Jensen Beach
Address: 1021 N. E. Jensen Bch Blvd
Phone: 7723341600
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