CitiCards
Promo offer bait and switch

I'd a baitandswitch scenario this week! I requested a per cent 18 mo BT rate, followed closely by their 9.9% rate. Despite the fact that I've exceptional credit, a great debt to stability ratio, great debt to revenue ratio, etc, I had been NEVERTHELESS just provided 12mos per cent, after which followed closely by a 15.99% price!!! Yes, 16% for somebody without any credit or debt problems.

Maybe you have to create six-figures and not utilize your charge cards to obtain that 9.9% price. Or possibly, you'renot permitted to be impaired. I talked for their "helper towards the leader", who returned having a reaction declaring the acceptance is "organized". He also mentioned it's centered on accessible debt vs applied debt (debt to stability ratio), and debt to revenue ratio. Since I have had previously pre-emptively resolved that with him your day before, I essentially were left with no extra solutions.

Discuss baitandswitch! Do not be prepared to obtain promotion presents, I doubt they occur. And when anybody gets the present as marketed on the site, it is possibly a billionaire whonot actually have to utilize their card.

Company: CitiCards
Country: USA

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