Law Offices of Frederick Hanna & Associates, P.C
Unlawful Debt Collection

I popped an account with Lender of America in July and had a great pay report until September after I submitted a scam/challenge state with Lender of America regarding unacceptable charge card costs on my bill. BOA never answered to my conflicts about that stability plus they charged-off my consideration in November. Paul J. Hanna & Associates bought this debt in May included in a mass listing, and also the first communication I obtained from Frederick J. Hanna regarding this debt was whenever a deputy Sheriff offered a summons for view. Within two times I required approval of the debt, via certified email, and extended to do this on three different events.By today, your debt has nevertheless never been confirmed. I had been informed with a individual who was allegedly "a lawyer" for Paul Hanna (he'd not provide me his title) that I SHOULD make funds as the debt had been researched or else they'd instantly take as much as 28% of my revenue. I started generating funds of $50 monthly, and extended for six straight weeks while these were allegedly "examining and verifying your debt". Your debt was never confirmed and also the next reaction I obtained from their store was a notice declaring they might no further take funds and that I needed to spend the sum total stability of nearly $15,000 within four weeks. I instantly named and talked with Mary Hollis and he or she explained I'd to pay for the sum total or they'd grab my balances and belongings to be able to negotiate your debt. I delivered to her interest this consideration wasn't legitimate and also the debt wasn't quarry and was a direct result deceptive prices on my Lender of America charge card that was charged-off in November. She stated "approval was unnecessary and my only way of solving it was to pay for it entirely". A garnishment was joined against me and my banking account was taken. I submitted a sail and also the garnishment was ignored in Dekalb County, Atlanta, however the following week my consideration was garnished again by Paul Hanna & Contacts. Nevertheless, for this day, your debt hasn't been confirmed and collector will not examine consideration with me, they simply hang-up on me; my written demands never get a reaction. Just before this problem I'd EXEMPLARY credit, not really a late-payment on my credit record, however now this view/public document is seriously damaging my credit rating and which makes it difficult to buy a house, automobile, or other things I ought to require, in addition to getting work. I'd happily spend this debt if it were genuine, but this isn't a good debt, however this 3rd party debt collector is destroying my entire life, damaging my status and reliability, and that I have discovered no method to solve. Ernest Hanna & Associates declare that I joined a consent view with them, but I've no remembrance of such contract with them. The one thing I decided to, via notice (not consent view) was to create $50 monthly funds while they examined and fixed my challenge for this debt. This collection company proceeds to use curiosity and appropriate costs to the unacceptable consideration and follow me for this debt that people don't have any contract/deal for. It's disastrous to possess my exemplary credit rating, that we have worked so difficult to construct, damaged with a crap debt collector who understands they're incorrect and understands your debt isn't genuine, however they're therefore cash keen they quit at nothing to gather this debt from somebody they believe can pay it to avoid being destroyed.

Company: Law Offices of Frederick Hanna & Associates, P.C
Country: USA
State: Georgia
City: Marrietta
Site: hannalawoffice.com

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