Bank of America
Seven Day Hold on Payroll Check Led to $140 in Overdraft Fees

Please do not use Bank of America, it should be a crime that they even have America in there name. They have more ways to charge you extra fees than any bank I have ever seen in my life. And I am pretty sure that they go about charging you them illegally. I kept up with my account really well the whole time that I banked with them and it still seemed like there was always something popping up here and there that they would charge me a $35 fee for.

And not just that I deposited a payroll check (my company uses BOA and there name is on the check) one day and the teller I deposited it with did not mention anything about me not being able to access my money. So I go ahead and pay my bills online. The next thing I know I get an email saying my account has been overdrawn. I go online and see that my check has a 7 day hold on it. So I call and explain what has happened and I am told there is nothing they can do about it, so I end up paying $140 worth of overdraft fees and after that I closed the account and have been banking with a local credit union every since, and have not had the first extra charge or fee.

It is one of the best moves I have ever made and would like to try and save you some money and stress by asking you to please bank somewhere else... Anywhere else! I really can't believe our government spent billions of dollars to keep crooks like these in business. God Bless America!

Company: Bank of America
Country: USA
Site: bankofamerica.com

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