Afni-bloom
Two Unknown Collection Accounts Found on Credit Report

While engagement ring shopping with my fiance a few weeks ago, we both put in for credit and the jewelry store. A few days ago i received a letter from the jewelry store saying they couldn't give me credit because of delinquent accounts. I went and viewed my credit report online and found 2 accounts in collections from verizon.
I didn't open these accounts and when I called verizon they couldn't find me in their system at all. When I called AFNI-BLOOM they said they were willing to settle over the phone whatever amount I wanted to settle the debt. Well the debt isn't mine. So I went and talked to a financial advisor today who was also confused by my account. Both accounts were opened on the same day 06/09, and reported the same day 08/09. What also didn't make sense to him that there was no inquiry from verizon on my credit report. I've been told to contact all credit reporting agencies immediately to fight these accounts which I will.
What confuses me about the whole situation is that if a company put an account that I owed in collections, why wouldn't they have me in their system, at all they couldn't even tell me the date they were opened. On my credit report it still says opened but since Verizon can't find me in there system I can't even close the accounts.
I'm 23 and getting married in 15 months and what to be on the right foot. The phantom accounts are hurting me, and nobody can explain to me why?

Company: Afni-bloom
Country: USA
State: Illinois
City: Bloomington
Address: POB 3427

  <     >