Amerisave
Unethical, Deceptive, Requires Fees Upfront, No Online Rate lock as Advertised, No Float Down Policy

1. Don't be fool by their advertisement of online rate lock.in my case, you will need to pay upfront the $425 Appraisal fee of the house before you can start the application. Once I paid, I was stuck.

2. There is a delay of the appraisal before you can do a rate lock.

3. Amerisave do not have a Float Down policy on their website, incase rate goes lower once you are locked in.

4. Contact is only by email. Good luck trying to talk to your loan adviser. You will get an answering machine.

5. I applied with my wife as a cosigner, I have a near 800 credit score, while she has a low 700 score.instead of averaging them out, they just took the lower of the two.

I had originally locked into a rate with a certain surefee. I realized once I locked into a rate, it cannot be changed; however, I knew there was a float down policy that Aimloan.

Company: Amerisave
Country: USA
Site: www.amerisave.com

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