Air Academy Federal Credit Union AAFCU
Uncounscious overdraft and NSF fees assessed disloyal bank

Business & Finance

On December 11, I deposited a check on my account through a shared branch. I was not told that a hold would be placed. On December 16, $30 overdraft charges started to be assessed for each single item I bought, small items although balance showed over $400 available. Since then charges have been reaching $2400, and cost me financial fees of over $670, without counting my inability to pay major loans and mortgage, thus damaging my credit. I filed a complaint with BBB with no result - AAFCU tried to cover-up their mistake.
Summary:
AAFCU is not clear about their funds availability policy, their employees do not understand what happens on the accounts, and provide conflicting information. The latest information is that no hold was placed on this check - which contradicts what they told before. They do not know what they are doing, and in addition do not respect their customers.
I want my money back.


Company: Air Academy Federal Credit Union AAFCU
Country: USA
State: Colorado
City: Colorado Springs
Address: 1355 Kelly Johnson Blvd
Phone: 7195921055
  <     >  

RELATED COMPLAINTS

Wachovia Bank
Overdrew by $1.17 and Charged $140 in Overdraft Fees

Fifth Third Bank
Predatory Fees

National City
Bank Overdraft Fee Overload

PNC Bank
PNC Bank charging NSF fees for paid items with a positive balance

Fifth Third Bank
Overdraft fees Pending then Posted

Fifth Third Bank
5/3 Bank () Charging overdraft fees on pending transactions

Fifth Third Bank
Overdraft fees

SunTrust Bank
Bank cannot stop ACH items or close account, 600 fees

Bank Of America
Overdraft Fees Totaling $420 After Credit Card Overdraft Line Suspended

First Midwest Bank
$183 single item overdraft