First Premier Bank
Awful bank

I received an ad in the mail for a 0% credit card last year and decided to give them a call. About two weeks later, I got my card in the mail. To my astonishment, my credit limit was $250.00 and I already owed them $175.00 in fees. I immediately called to cancel the card and try to avoid these fees but they refused to cancel it. I ended up spending the remaining $75.00 balance over the next week or two and have regretted it ever since.

Every time that I have commented on the extraordinary fees to someone at First Premier Bank over the phone they say that I am obligated to pay the fees because I have already used the card. To witch I reply that I tried to cancel it upon receiving it and was denied that opportunity.

I paid the entire balance of the card in January and asked that the account be closed. The woman that I talked to told me that I would no longer owe them anymore money and the card would be canceled. Here it is, not even April and I am getting calls telling me that I am over my limit and asking for a payment.

To make a long story short, I have spent $75.00, paid $250.00 and now apparently I still owe them over $300.00.

I really need help dealing with these people, a class action law suit would be good.

I will be contacting the South Dakota Attorney Generals office today.

Company: First Premier Bank
Country: USA
State: South Dakota
City: Sioux Falls
Site: firstpremier.com

  <     >