Allstate Insurance Company
Allstate ripoff: your premium goes up, no matter if the accident was your fault consumer ripoff

Allstate Insurance Company AKA Allstate Property and Casualty Insurance Company punishes customers who were already victimized: no difference between fault or no-fault ripoff business from hell Mesa Arizona...

I am a foreigner from Germany.in my country my insurance rate used to go down with each year without a claim. For about $ 1,000, 000 of coverage I used to pay a premium of $ 200 annually.in this country the rate usually goes up 25% every year, without any claim and the coverage is $ 15,000/30,000 with a premium 4 times higher.

That's not all: I requested a quote from Allstate and they sent me a quote for 137.30 for 6 months. When I called them to accept the offer they told me "this is going to change a little bit because of a no-fault accident you had in 1999" This "little bit was about 70% (from $ 137.30 to $ 241, -) I could not believe what I had heard: A drunken truck driver with a unregistered gravel dumpster with broken brakes and defective steering rearends me, totals my car and almost kills me and then my Insurance premium goes up by 70% as if I had caused this.

I called the AZ Dept. Of Insurance and they told me that this is legal, because it does not matter if it was a fault or no fault accident, because I made a claim. Because Insurance Companies evaluate risks and adjust the premium accordingly, these practices obviously try to express that a person who once has been at the wrong place at the wrong time is going to "do it" again and means a higher risk for Insurance Companies... If some african Vodoo-sorcerer would come up with this theory, I would definitely believe him, but it looks strange to me that insurance professionals who know about statistics come up with some bullshit like that.

Company: Allstate Insurance Company
Country: USA
State: Arizona
City: Mesa
Address: Statewide
Phone: 4804648766

  <     >