US Bank
Partially Held Deposit Led to $200 in Overdraft Fees and Bounced Checks

Over the weekend I wrote a check for my rent because I had a check to deposit on Monday. So I deposited my check on Monday's business day and the check I wrote for rent went through Monday evening. BUT the bank gave me $100 available on Monday and held the other $800 until the next day, so my acct balance was enough to cover my rent check BUT the AVAILABLE balance was $800 LESS because they held it.

I called they said well we paid your check &"Well yeah I had the money in there of course you should pay it"!!!" Needless to say ended up charging me $200 in overdrafts for everything they paid - which in turn bounced other checks which again put my account in the hole 600 bucks. I refuse to pay them - they can report me to chexsystems I am only dealing with cash. WHAT A SCAM!

I don't see how the FDIC can let them charge people like this and get away with it... When I called the people were rude and can't help at all. So screw this bank it sucks and they can take their fees and put them you know where.

Company: US Bank
Country: USA
State: Minnesota
City: Burnsville
Phone: 8008722657

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