First Premier Bank
Ripoff inept? Nope, try attempted strong armed robbers

Today, my husband received in the mail two bills from First Premier Bank. Please refer to my previous two postings about this situation in late October. Okay, to make a long story short. We paid off two cards totally and owed $140.50 on the other.in addition to debiting the $140.50 ten days earlier than we had authorized, they took out $162.00 more, plus made NUMEROUS attempts to take out $237.00 more, almost on a daily basis.

On the lovely mailings today, the $140.50 we paid off was credited, however, they decided that in light of all of the UNAUTHORIZED debits, it would be nice to charge us $25.00 for each one ($525.00), as well as reversing a credit from the month before ($100.00), charged us a late fee ($29.00), an overlimit fee ($29.00), a collection charge ($100), plus interest, totalling $819. This is on a card that was paid off with the $140.50!

On the second card, which THEY reported to the credit bureau as PAID IN FULL, we now owe them $84 (reversal of previous credit given for fees not owed), plus $29.00 over the limit fee, plus $25.00 late charge and another $25.00 charge for them paying the insurance on the card that is cancelled and paid off.

Being that the South Dakota Division of Banking is already on this, I will just calmly copy these "bills" and forward these to the nice investigator, who is already less than thrilled that First Premier is not responding to the letter sent to them already. Class action suit, anyone?

Sherri
Richmond, California

Company: First Premier Bank
Country: USA
State: South Dakota
City: Sioux Falls

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