Wachovia
$140 Overdraft Fee After Three Small Purchases, Pending Payment

Business & Finance

Where to begin... I have always gone paycheck to paycheck. More bills than money. On this day I had $260.00 in my account. I put 10 on a online game site on the 21st. I switched right back to Wachovia to see that the amount had been withdrawn, and it was, but not yet posted to my account. So fast forward a few days, I amazingly had 12.00 in my account. Here's where it gets interesting. Now since i figured the 10.00 had already been taken out, i would have had 12 to spend. I go to wawa. Spend 4.00. Later that day, another 4. The next day 3.00. Than the third day i get the overdraft fee of 140.00. I called wachovia they said the money was set aside to pay king.com, so the 3 transactions i made (4 4 3) were all overdraft realated. But the charged me for 4 (35*4=140) than 2 days later, king gets posted and another fee. How does money move from the account to pay something, but not pay it, and the money that was/wasn't removed also does not cover anything??? (I am okay with the fees for3/25/08 and 3/25/08)

03/26 Other OVERDRAFT/UNAVAILABLE FUNDS FEE $35.00 ($278.21)
03/26 Purchase PURCHASE www.KING.com 03/21 $10.00 ($243.21)
03/25 Other OVERDRAFT/UNAVAILABLE FUNDS FEE $70.00 ($233.21)
03/25 Purchase PURCHASE WAWA 142 03/24 $9.73
($163.21)
03/25 Purchase PURCHASE 7-ELEVEN 03/23 $14.21
($153.48)
03/24 Other OVERDRAFT/UNAVAILABLE FUNDS FEE $140.00 ($139.27)
03/24 Purchase PURCHASE BURGER KING 03/20 $3.18
$0.73
03/24 Purchase PURCHASE WAWA 142 0000 03/21 $4.31
$3.91
03/24 Purchase PURCHASE WAWA 142 0000 03/21 $4.54
$8.22
03/24 Purchase PURCHASE 7-ELEVEN 15928 03/21 $10.25
$12.76
03/24 Purchase PURCHASE WAWA 268 03/23 $10.25
$23.01
03/24 ATM WITHDRAWAL FINANCIAL CN 03/24 $20.00
$33.26
03/24 Check View CHECK * $30.00
$53.26
03/24 Check View CHECK * $30.00
$83.26
03/24 ATM WITHDRAWAL LEVITTOWN FINANCIAL CN 03/24 $40.00 $113.26
03/24 Purchase PURCHASE T-MOBILE RECURRING 03/23 $109.99 $153.26
03/24 Deposit DEPOSIT FINANCIAL CN 03/24# $145.71
$263.25


Company: Wachovia
Country: USA
Site: wachovia.com
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