Household Bank HSBC
13% APR upped to 26%, no late payments on any accounts

My credit card APR was just raised from 12.99% to 26.99% by HSBC. I have not been late on a payment on any credit card account or beyond the limits. My APR is doubling because my credit rating is at 645. All I have ever done is pay this card on time, and they are DOUBLING my rate!!!

When I called for an explanation the rep was perplexed because he said my account was "perfect" and had no blemishes.

Again, my APR was doubled even though I never made a late payment or missed a payment. The person I spoke to on the phone agreed that my account was PERFECT.

Company: Household Bank HSBC
Country: USA
State: California
City: Salinas
Phone: 8004776000
Site: www.householdbank.com/ecare/home_nli

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