Wachovia Bank
Wachovia offers a code to be put on your debit card that will not allow approvals if there is no money in your account

Business & Finance

About 8 months ago, I went into my branch in Lawrenceville, GA requesting that my Visa/Debit card not be approved if the funds were not physically there. They said that was a service that they offer and it was no problem to place that "CODE" on my account. So with all of the problems that I have had with Wachovia, I had them place this on my account.

A couple weeks ago, I had three holds on my account from various merchants totaling 39.06. When these charges were made, there was plenty of money in the bank to cover them. They stayed on hold for a couple days and when a 22.00 check was presented, they put it in front of those charges causing an overdraft on my account resulting in 105.00 dollars in overdraft fees that they will not return. They claimed I was short when the debit charges were authorized, however, I had a code placed on my account to prevent that.

I went to the branch that I bank with and the manger told me straight to my face that regardless of the code placed on my account that it really did not work and that I should not have bothered to place it on my account anyway. Why would they offer this to me and then tell me it does not work? I just don't get it.

I have recently opened a new account at another bank, one that actually calls you if there is a problem with your account. I plan on standing outside of Wachovia with a big sign that says WACHOVIA SUCKS, ASK ME WHY! My new name for that bank is WALK ALL OVER YA! They should not be able to do the things they do to consumers. We need a class action suit against them.


Company: Wachovia Bank
Country: USA
State: Georgia
City: Lawrenceville
Address: 3325 SUGARLOAF PARKWAY
Phone: 7702772455
  <     >  

RELATED COMPLAINTS

Wachovia Bank
Going To Rip You Off No Matter What $1200 overdraft on my debit card - $500 of it in overdrafts - changed policy without notification

Wachovia Bank
Overcharged

Wachovia
Account Hold Overdraft Scam Augusta, GA Wachovia charged over $250 in bogus overdraft fees Ripoff

Wachovia Bank
Wachovia overdraft fees a ripoff Atlanta

Wachovia Bank - First Union
Wachovia Bank Formerly First Union Abuses overdraft fees against cash deposits ripoff

Wachovia Bank
Ripoff Wachovia charged me overdraft fees when the money was in the account to cover it

Wachovia Bank
We Need Class Action Suit Asap To Get Back Overcharges For Overdraft Fees. I Am Getting Multipule Charges For Same Invoicee Ripoff overcharge fees for overdraft, internet fees

Wachovia Bank
Class Action Lawsuit, I am in! Wachovia Got Me too Like Everyone Else

Wachovia
Wachovia scammers, liars, thieves, care less for the consumer, dissatisfactory on their part ripoff North Bergen New Jersey

Wachovia Bank
Overcharged