American Loan Company
American Loan Company SCAMS unsuspecting clients with promise of secure loans only to take money and not deliver promised services or refund "security deposits"

I first applied with American Loan company on line back in early May for a $6000 loan. Shortly after I applied with this company, I ended up getting laid off from my job. When American Loan Company got in contact with me on July 3rd I was still unemployed and desperite for some type of monitary relief.

A woman by the name of Shelly McIntyre contacted me on July 3rd and informed me that American Loan Company had received my application and that I had been approved for the amount that I had requested. I asked Mrs. McIntyre to e-mail me the loan contract so I could review it. The terms looked legitimate enough. A $6000 loan at a 6% APR for 5 years with a 10% "security deposit". I looked over the contract and on Thursday July 5th I got back in contact with Mrs. McIntyre and told her that I was ready to proceede with the loan. I faxed the signed contract to her and Western Unioned the "security deposit" to where I was instucted to. The money was supposed to go to a Mr. Eric Potter in Alberta Calgary Canada. Mrs. McIntyre told me that Mr. Potter was a "loan officer" who worked for the corporate office in Canada. Mrs. McIntyre confirmed that the money had been recieved by Mr. Potter and assured me that my loan would be directly deposited into my checking account by the next morning.

Well Friday July 6th came and as you can guess I did not receive my loan that I had been promised. I tried to get in contact with this company all day on Friday. When I finally did get a hold of someone I was told that my account had gone into default and that Mrs. McIntyre was no longer handeling my account. I was transferd over to a woman by the name of Linda Ryan. Mrs. Ryan explained to me that the reason my account had gone into default was because my credit score was not good enough. I was told that in order to finish processing my loan I was required to put down 3 months of payments in advance. The three months of payments totaled $400. Well, against my better judgement and my girlfriend's objections, I again Western Unioned the money to Mr. Potter. Again I was instructed to send the to Alberta Calgary Canada. When Mrs. Ryan verified that the money had been received by Mr. Potter, she reassured me that the money would be deposited into my account by Saturday July 7th. Mrs. Ryan made it very clear that if I did not receive my loan by Saturday morning to give her a call and she would work to rectify the problem.

As you can imagine, Saturday July 7th came and I still had not recieved the loan that I had been promised.By this point I was livid and trying to cope with the fact that I had been scammed. Of course I was on the phone immediately trying to get in contact with Mrs. Ryan. When I finally got through to someone I was told that Mrs. Ryan was in a meeting and that she would call me back as soon as she was done. I waited for about 45 minutes then I called her back. The "answering service" picked up the phone and told me that Mrs. Ryan was gone for the day.

The "answering service" consists of a couple of different women. The main woman who answers the phone is a woman by the name of Melinda Ryerson. Now Mrs. Ryerson has a great talent of being rude. Anyway, I called repeatedly all day Saturday July 7th and all day Sunday July 8th and got into a number of heated discussions with Mrs. Ryerson. I demanded that she find a way to get in contact with Mrs. Ryan or anyone who could help me resolve this issue.

Of course I did not hear back from anyone. At this point I started doing some digging. I found out that American Loan Company had one claim against them that is posted on the BBB website for Madera County. On Sunday July 8th I called Western Union and filed a fraud coplaint against American loans. I was informed by Western Union that the money that I had wired to Alberta Canada was in fact picked up nearly 1700 miles away in Scarborough Canada.

Over the next few days I filed a number of complaints with various agencies to include my local law enforcement, my local attorney general's office and the Madera county police dept. I also tried to call the Scarborough Canada police dept. But was told that they do not take fraud complaints over the phone and that I would need to file complaints with my loacl law enforcement. I was also told by the Scarborough police dept. That once I filed those complaints, then my local law enforcement would need to follow proper procedures to have Canada open an investigation.

Well unfortunately the amount I was scammed for does not make it a federal offence so no local law enforcement will touch it. This means that Canada will not touch it.

I spent the next few days staying up late and dialing the contact number I had for Americal Loan Company. I randomly started entering numbers so I could get various names and corresponding extensions. I have a number of names and extensions among other things which I will post at the end of this complaint.

Over the next couple of weeks I blew up the American Loan Company phone line. My girlfriend and I have had some rather infuriating conversations with the "answering service" We have also had some rather funny conversations with the "answering service" One night we called and Mrs. Ryerson stated that the name of the company was the Federal Law Bureau. That gave my girlfriend and I a good laugh.

On Thursday July 19th I called American Loan Company again and managed to get in contact with a woman by the name of Tonya Jones. Now it is my belief that Mrs Jones is also Linda Ryan. Thier voice sounds the same. Anyway, Mrs Jones explained to me that American loan Company does loans that are $10,000 and up. She asked if I wished to apply for a $10,000 loan. As you may imagine I laughed and told her no that I wanted my money back. Mrs. Jones told me that it would take 3 business days for the refund to be processed and that I should have my refund by Wendsday July 25th. Now keep in mind that I did not expect a refund but I figure what the hell I will play along.

Wendsday July 25th came and went and I did not get a call from Mrs. Jones with the Wester Union MTCN number needed to retrieve my refund. I have called since and had the wonderful pleasure of talking with Mrs. Ryerson. Mrs Ryerson has made it very clear to me that she is tired of me calling and hearing my voice. I told her that if she is so tired of me calling and hearing my voice then she needs to process my refund. Until that day I will continue to call and bother them.

Below I will list the various names and numbers that I have along with a phone number that I believe is the company that hosted the American Loan Company website. The name of the web hosting company is Register.com

As a side note no local law enforcement will touch this because the amount taken is under $5000. I am in the process of self filing a petition to my local court for a subpoena of informatin from Western Union and Register.com. Both of these companies have information that might be useful to this case. Western Union is under the assumption that the place where my money was picked up had video survalience and might have a picture of Mr. Eric Potter along with his signature. Register.com might have information on the people who registered www.Americanloans.cc along with an IP address and possible financial info on American Loans.

American Loan Company
40029 Highway 41 #8
Oakhurst, CA. 93644
www.americanloans.cc (This is no longer a working website. It brings you to register.com)

The above address is not the correct address for this company. The address listed above belongs to a property management company that has no affiliation with American Loan Company per the Madera County police dept.

Nation. Loans@usa.com (This is the e-mail address from where I got my "loan contract" the name Mark Armstrong is attached to this e-mail. To date I have not figure out who this is)

Here are the phone numbers, names and extensions that I have managed to find for American Loan Company

(866) 516-2817 = This is the number I was given to contact them. Press 1 or 0 in order to get through to the receptionist/answering service. More than likely you will get a hold of Melinda Ryerson. Watch out she a wonderful personality.

Below are the extensions and names that correspond with the above phone number. When you dial these extensions they go directly to that person's voice mail.

XT-111 = Customer Service (Riiight!)
XT-112 = Shelly McIntyre
XT-114 = Linda Ryan
XT-272 = Tonya Jones (this is a false extension)

(888)-700-0273 (This number was posted on the americanloans.cc website prior to them closing that website)

XT-122 = Donna Wright (I have called and left numerous messages on this line but to date no one has called me back)

(409)-289-0273 (This number is located on the BBB website that hold the complaint against American Loan Company. I will post the BBB link below. Upon further research I found that this phone number WAS a number that was registered in Buna, Texas which is in Jasper county. The name of the cell phone company that registered this number is called Cellco Partnership DBA Verizon Wireless)

Http://www.central. BBB.org/commonreport.html? Bid=89004393&language=1

The above link will take you to the BBB complaint I found against American Loan Company

Adam
Ft. Lauderdale, Florida
U.S.A.

Company: American Loan Company
Country: USA
State: California
City: Oakhurst
Address: 40029 Highway41 #8 Oakhurst, CA. 93644
Phone: 8665162817

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