First Premier Bank
If i want to cancel i owe them money i never even used?

I recieved a letter from "First Premier Bank" about a year ago, and they told me i was approved for $250. I thought it would be a good way to start establishing credit for me and my new family. So i was lead to believe i had credit card of $250. I have been paying the minimum for a little over a year ($20). I payed off a few things (Car!) and went to my main bank and got approved for a "Real Credit Card". So i called there Customer Service (Very Rude!) and told theme i would like to cancel there card.

They told me that i owe them $219. I have never even spent $20 on the card! So how do i owe them $219 when i have paid them $20 for over a year and i have never even spent that money. Which you cannot even spend that unless you have paid into the card with more money! What is the proplem with this situation?

I fill totally miss lead! (Which i was!) For companies which take advantage of good people like me and you all i have to say is you have it coming. I'm better off paying $20 a month to keep building more credit history thin paying them $219 which i do not owe them. It comes down to the principle of the matter!

I was taken advantage of and it feels like theres nothing i can do. Please let me know if there is any action i can take to help myself and other people that have been taken advantage of by this company! (First Premier Bank!)

Company: First Premier Bank
Country: USA
State: South Dakota
City: Sioux Falls
Address: P.o. box 5524
Phone: 8009875521

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