American Recovery Systems
Blatantly Violates the FDCPA and the Rosenthal Fair Debt Collection Practices Act

On October 10 I received notice from American Recovery Systems that they were collecting on a debt that had been paid. I notified them in writing by certified mail that I did not owe the debt and to cease collecting on the debt or prove that I owed it (which I know they can not do).

Within six days of receiving my letter, Ms. "Deborah Henderson" sent me a letter from ARS asking if I would be interested in a settlement. I then filed a complaint with the FTC (I know they don't do anything on an indidvidual basis but if they get enough complaints they will investigate the company).

Then the phone calls started on my cell. Starting December 15 I would get a recorded call requesting me to call Ms. Henderson. Then December 19 I received another letter stating they have been unsuccesful in trying to reach me by phone and have not received any response to the letters they had sent.

Since I disputed the debt in writing within thirty days of the first notice from them and they have not verified the debt and continue to attempt to collect the debt they are in clear violation of the FDCPA.

They will now hear from me through my attorney.

This seems to be a common thread with this company and they really need to stop conducting business like this.

A little more about this company:

American recovery systems, inc

Agent Name: MARVIN KAMENSKY
Agent Address: 7250 N Cicero Suite 200
Lincolnwood, Illinois, 60712

President: BETH LUBECK
155 N Harbor Dr, #3303
Chicago, Il 60601

Secretary: JENNIFER LUBECK

These are the people that are running a slimy business. Let them know what scum they really are.

Company: American Recovery Systems
Country: USA
State: Illinois
City: MT. PROSPECT
Address: 1699 WALL ST, SUITE 300
Phone: 8473579800

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