TransUnon - Experian
Equifax And Experian, TransUnon Deleted The Same. Hardship. My home has gone intention to foreclose Nov 7 I have been put in a financial problem that has cause me and my family so much pain Atlanta Equifax Atlanta, Georgia

I am in need of help I dont no what to do i cant belive this is happening no one want to help can you plaese read to see if you can help every thnig in your report has to do with me and looking over a credit report from 2/27/06 they had 12 late house 5 account open that were paid off on this report need help my score ON 2/1 was EFX 568 XPN 603 TUC 579
ON 1/06/06 EFX 550 UP 15 POINT XPN 599 UP 4 POINT TUC 587 DOWN 12 POINT. That takeing care of two accounts and still had 4 account open that were paid off 12 lates house payment 4 were true over years algo so 8 are errors that are reporting and 80 inquire were added to my credit report that. Equifax deleted and Experian deleted about 60. TransUnon deleted the same.
ALL THIS AND STILL TAKE ME DOWN TO A SCORE 507 IN 9, GOT A CREDIT REPORT FROM MY Mortgage SCORE 631 FEW DAYS LATERS TRUNNION CREDIT REPORT SCORE 674 9 DAY LATER MY SCORE WENT DOWN TO 537 WHAT WRONG HERE HELP ME OUT

This is a true story I have been asking for help and pleading for help for 11, months from Equifax and Experian, TransUnon. I Paid for six of there online monitor's services to help me fix there errors and inaccuracy on my credit report. I never received the support that I was entitled to by the customer service staff nor did I get help. Alternatively, support, for a paying customer your system did not work.

I have been harass first by Consumers affair department to stop sending letters to the Corporate office and. After talking to the woman first she said they did every thing that they had to do. I told her that not true, she said it the creditors are the one reporting the information on my credit report; Ok But the rulebook said you have 30 to 45. To investigate or it must deleted or correct that in the rulebook Right. So I said to her that wrong she said I did not say. What I am trying to say that the law. If you want to hear the recording it should be there to see if I am telling the true about the talk we had.

I have provided all of the research and provided everything that your company has requested; I informed this company's with letters of confirmation copies of checks. I call day or week after week I fax mail email got about 200 letters or more. I Paid for six of there online monitor's services to help me fix there errors and inaccuracy on my credit report. I was asking for help and pleading for help for 11, months and I was right for most of the time my credit reports will show all.

On sept 15. I receive a letter from Robert Sanders of Experian National Consumer Assistance Center and Fraud Security Department
If I do not stop sending letters to Experian employees who are not affiliated with National Consumer Assistance Center. You are directed to immediately? Cease and desist all communication with any Experian employees or office via email. Why are these people taking the time to harass me and not to help me you would think that they would be giving me help and support first? I have not made no threaten of it kind. This is a Threat haven't you done to much

I have been put in this situation of hardship. My home has gone intention to foreclose Nov 7 I have been put in a financial problem that has cause me and my family so much pain not to mention the stress that the bureaus have cause. Noting but hard time were I don't known how I am going to buy food I don't known if the gas or water, power going to be turn off. My son do you known what it like to tell your son I don't have no money for school or noting. Look what you done all this for money.
I hold these company's accountable for the money my creditworthiness and damage me financially and my time of all that I put in repairing my credit. How can this be so wrong? I cannot under stand how they can cause so much hardship. If I did it to my self or my own fault then I could accept it but this is not the case? To day, I receive a personal credit report from Transition. With my grade F and my score 583 CREATED 11/03

This is so wrong why these people are playing with me. I will proved them wrong you the people of the USA can see for your self. I will provided every thing so you can see why did this happen to me after I did what more than I was Require to do.in addition, asking for help pleading to fix all of the errors. I had provided letters from the creditors to your companies in Jan. All accounts have been verified there no reason why I did not have there full support. I have provided everything that your company needed to fix.in Aril I
Receive my first late payment. This is four months later. Still the errors and inaccuracy on my credit report were not correct. On top of that, 80 Inquire were added to my credit report that. Equifax deleted and Experian deleted about 60. TransUnon deleted the same. Just this September a 30 day late, that was on my credit report for 3 years. It was just taken off... I had provided letters from Owen bank research department paid as agreed for all months'. Three years ago. I had received a letter from your Equifax Company in Mar Results delete investigate by your research department do not this matter the investigation department didn't do the researched on this credit account for noting.in addition, the AMA collection was on my credit report for most of the month of September, I fax you the delete letter from AMA collection the next day. It took a month to take it off it never should have been on my credit report in the first place and lower my score.
I applied for the Wells Fargo Visa because Dinah Watson of Equifax you informed me
I have provided all of the research and provided everything that your company has requested. Although most of the disputed accounts have been deleted or resolved, my score has not improved. I was right from the beginning and never received the support that I was entitled to by your customer service staff you have been fixing all the errors don't that show you that you was wrong and also you need to stop with the

Also to day, I receive a letter from Well Fargo bank for $1297.67. I paid $300. To apply for the Wells Fargo Visa because I informed by Dinah Watson of Equifax Office of Executive Consumer Service me that it would raise my score. I informed her by fax email and call when the card had been approved and got no confirmation that she had received my fax or did it improve my credit score. The bank intercepted the money and I never use my card. Therefore, by taking your advice, I am now further in dept. If this problem with my credit report been resolved nine months ago or two months also,
Then my bank account would not have been overdrawn. This account was open 8/06

In addition, I receive a personal credit report from Transition. With my grade D and my score 674 CREATED 09/27/06. Also, receive a credit report from Argent Mortgage co. On 09/25/06, score Transition. 637. Equifax 557and Experian 594. I known what going on

Hello, my name is Nick Ramirez I am in need of some help tomorrow my home is going intention to foreclose Nov 7. I been looking in to this matter and I think I no what is going on now. I believe that I was set up and I have proof all on paper. I was hurt in Nov on a job were I was in wheelchair for two months. At that time I need to get a loan because I was not insure hope to talk to you about this matter to.

A broker that help before help with this loan in Aril 2006 I put trust in her she was to get me a good loan but she didn't it was a high one at it had to do with my credit were I end up with a $3887. Month payment and it cost me a lot of money out of $ 70.000 I got 34.000 be side that she falsify my income $ 9,700 month and $117000. A year. I am self employ were I was not able to work she new that I was hurt bad took me 9 months to recover. I am about 90 %. And was over charge she did two loans were out of $ 120.000 I got 50.000 The same broker was going to help me on this new one that we were going to sign on Oct 11 were she lie to me and she dump me and knowing that I was going on two payment behind. I believe that this is to be true. To day a creditor call me about payment for when I got hurt and I start to talk to him about my matter. I told him about my home going in foreclose and my credit and he ask me who was my mortgage with I told him it was AMC that is Ameriquest Mortgage. He said that he hear that summing about the credit bureau and Ameriquest Mortgage working together that could be why I am having a hard time. There no reason why the credit bureau are not helping. I should not be in a matter that I am in. I prove every thing to the credit bureau over and over and still they did not help me for 11 months all they did is put me in this matter of losing a lots of money and trying to take my home I have all paper work to show that the credit bureau are wrong 100% and they no that. I have the paper work to show about the mortgage how they over charge me a lot of money hope you can help me. Please post your info below so others will know too.

Nick
alameda, California
U.S.A.

Company: TransUnon - Experian
Country: USA
State: Nationwide
Site: henson@experian.com

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