Vanderbilt Mortgage
Defective mobile home, foreclosure threats, lost money order payment

As I sit here on my 38 b-day, I am amazed at the complaints, and like others I thought I was the only one.

I 1st got my home in 1997. I was convinced that this home was built better than any other Mobile home. Ha ha. I put 10,000 down and yes I will admit due to my credit. A week later I was told I had to put another 7,000 down so being that they had 10,000 of my money I did.

So the big thing with the down payment was that much and I still had to pay 2 months before I got to move in. This I guess was due to the fact that they hired drunks to move and do the setup. I put down payment in Aug of 97 got to move in Nov 97. Paid for Sept and Oct while I still paid rent where I was at.

I will admit that I have been late all tho I have never missed one I run a month behind. Due to unseen factors that have happened in life. I now am trying to get my disability due to another factor that I would have rather not have happened.

But all the while I have paid on this home because it is all I have. I have just 1 year and about 6 months till I am done with them. If I can hold on too it.

But in the mean time things have just fallen apart. I have seen so many complaints about heating/air units, I truly understand mine quit after a year. I use window units now. And heaters that I plug in. But here is a list of other stuff.

Hot water heater, doors, molding around doors etc, frig, leaky roof, gaps in doors in/out ones, burned or just not working outlets. Just some of the things for a place that will cost well over 40,000 by the time I am done.

They have repeatedly threaten forecloser, and I have gotten to the point of not worrying about it. I have been told many times that they didn't have to take me to court and could just kick me out. They even lost a payment that was taken to a local Clayton Homes lot as I had done for a long time. Well I had to replace that even tho I had the receipt from the lot. Luckily it was a U S Post Office Money order and I got the 290 back.

I would like to acknowledge that the account rep I have now is very nice, has made no threats or treated my husband bad. See I cant hear on the phone due to the last unseen factor, and my husband now is not on the account. But Chad has been nice and helpful but this is a recent thing with not being talked to like I am trash and like I am not worried about being homeless. Wonder if it is complaints from sites like this that might make a diff.

Company: Vanderbilt Mortgage
Country: USA
State: Tennessee
City: Maryville
Address: P O Box 9800
Phone: 8643803000

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