Clayton Homes, Vanderbilt Mortgage
Foreclosure and defects in new mobile home after on-the-job injury

I got injured on the job in Feb. and haven't made a house payment since May. The house will be going into foreclosure Monday. These people have talked to my workers' comp attorney. They know I have money coming in. They have called our family and everything else. They are the rudest people I have ever talked to.

When I purchased my home in Nov. it was brand new. They told me how good the house was and that I would never have any problems with it. I have black mold all over the outside of the house, and I've had the outside air-conditioner unit fixed 5 times already. They replaced the carpet in some rooms and nailed it down. I've laid carpet before and I never nailed it to the floor. The floor was supposed to be plywood, not compressed particle board! The counters were not supposed to be able to scratch. They lied about that! The air-conditioner unit, where the drip pan is below the air filters, has leaked water in there for so long it has rotted the floor. Paint from the ceiling is flaking. The faucet in the master bedroom broke one week after I bought the home. The walls are so thin they break if you lean on them too hard. The wood strips on the walls break very easily.

I was supposed to have extended warranties on everything, and instead I have to file it on my insurance! 4 months after I got the home, the walls on the inside by the windows started sweating and I got mold around the windows on the inside. I still haven't gotten the carpet replaced where the air-conditioner duct flooded from the drip pan and ruined the carpet. Clayton told me I had no flood insurance. Clayton said I had to replace the carpet myself. The smoke detectors have not worked since I bought the home.

I have been ripped off! I feel like I'm in that movie The Money Pit. They can have their Money Pit home back! I just want the money I've given them for the past 3 years. They also called my neighbors and asked them about my financial situation. Now isn't that a violation of a privacy act? My neighbor is writing a letter on my behalf for a future lawsuit against Clayton/Vanderbilt. I guess I need a lawyer though.

Company: Clayton Homes, Vanderbilt Mortgage
Country: USA
State: Tennessee
City: Maryville
Address: 500 Alcoa Trail

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