Spectra Financial
Misleading, unhelpful, fraudulent, identity theives, scam, liars ripoff

I also received that call on my cell phone from this company that made promises out the butt. 0% everything, $2000 credit limit, only required $249 fee to secure the line of credit, b.S., b.S., b.S.!!! I paid the fee & about 2 months later recieved my 'benefits' package (i.E. Junk mail that i had to sign for).

In the box there was an application for a prepaid mastercard wanting a $39 fee & offering a 'load' limit of $2500. I flipped & called the company repeatedly only to be advised "That is confidential" or "We are not at liberty to discuss the application." I finally sweet talked some who barely understood let alone spoke english into verifying that yes this was how I would recieve my card.

So I filed a complaint with the FTC, tracked down a Canadian company with same name who advised me that these people were doing fraudulent business under their name & gave me some police contact info. I wrote my letter requesting my money back - It's been since 2/28/05 & I have yet to see a dime. I occasionally call & tell that about how poor their their company is.

Nothing has worked. Good Luck people & beware these scams. Also anyone who tells you that they need your private bank information is a scam!!! Beware everyone, we have to protect ourselves & I wish I wouldn't have had to learn that the hard way. I'd be $249 less poor.

Company: Spectra Financial
Country: USA
State: New York
City: Champlain
Address: 100 A Walnut St
Phone: 8004655077

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