Navy Federal Credit Union
Payment Taken From Account Without Funds, Leaving Negative Balance

Business & Finance

I had taken a loan out from Navy federal over a year ago. I was to pay 189.00 a month on the 15th of every month. I sometimes didn't have the funds available so it would fall on the next pay period.

Well we were down to one last payment. I only got paid 189.90 this pay period. I went into the account that night and withdrew 20.00 and made three purchases, one with a check. So there was no way they could have taken it because it wasn't available to them.

The next morning I went to look at my account and noticed They "withdrew" the 189 if though it wasn't there! I tried to talk to someone and they ignored me completely.

I today went to look at my account and noticed my account was in the negative of 238.00! They decided to aggressively take the 189 and put my account in the negative. So they can still get paid their 189 and leave me responsible for negative balance, anotherwords make it look like it was my doing.

And as for my purchases I made on the 15th, they decided to wait 5 days before putting it through the system. And for the purchases I made on the 15th They put a different date, the 17th on the purchases even though I didn't make them on that date.

Frank
tt2, North Carolina
U.S.A.


Company: Navy Federal Credit Union
Country: USA
State: Virginia
City: Merrifield
Address: P.O. Box 3000
Phone: 9103532345
  <     >  

RELATED COMPLAINTS

BB&T (Branch Banking And Trust Company)
How $35 overdraft fees get charged on earlier purchases

US Bank
Seven $32 Overdraft Charges From Approved ATM and Card Purchases

Sovereign Bank
Overdrafts

Target National Bank-Target Credit Services
Target Corporation Not posting online payments when made and taking auto payments creating credit balances

M&T Bank
Auburn, NY deceptive, bank balance never acurate. Hit me with 350 dollars in insufficient funds fees

Bank Of America
Overdraft Fees After Approved Debit Purchases Were Reversed For Larger Check

Navy Federal Credit Union
Credit Union Took Son's Bonus Over Debt a Court Assigned to Ex-Husband

Providian Credit Card Co
Providian OnLine Credit Cards rip-off! Finance charges on purchases before they are made!

Capital One
Special transfer check interest charged on current purchases too

Bank of America
Multiple NSF Fees Charged After Small Overdraft and Deposit