Golden Harvest - G.H. - Loanagentbiz - Badcreditloansources.biz
Ripoff, fraud, scam

A fradulent charge appeared on my bank statement for $99.00 from the aforementioned company. Below is all of the correspondence that has transpired since I first noticed the charge.

1st email from me:
Good Afternoon-
I have just got to work and I have a rather odd email dated 3/13 in which a charge of $99.00 was charged to my credit card from badcreditloansources.Biz. I have checked with my bank and the charge was taken out of my account. What is this? I have not authorized your company to charge my card. I am not looking for any loan. I'm not sure how your company got my credit card information and name and address however I did not authorize this charge. What do I need to do to get this $99.00 refunded? I have read your policy however this charge was not authorized by me. Please respond immediately.

Email response from unknown at loanagentbiz@yahoo.com

We get dozens of false claims about charges each month. We have our lawyer and local police review each claim. We just received their preliminary dаta: They reviewed your entire transaction. Everything matches. They even traced to -your - computer USING the IP address
below. So, we suggest you remember a little harder about your involvement OR you inquire with other people who have access to your personal financial data like your husband or boyfriend. You are liable for them also.
Why would somebody steal your account info and use your OWN personal email for contact?

My Response:
Please have your lawyer or local police contact me immediately. Actually, please provide your attorneys name and phone number as well as the local representative from your police department's name and phone number and I will contact them.

The IP address and email is from my work which would indicate that it was not a "husband or boyfriend" that has my information. There are probably 50 people that I can think of that would have access to my work computer. As far as having my credit card information and my personal data that remains a mystery. I am investigating that on my end.

Maybe it's someone from your company that somehow gets data from somewhere else (as I do frequently shop online) and creates fraudulent charges so that your company can collect revenue. You are the one who states that you have "dozens of false claims" reported each month.

I find it hard to believe that you receive "dozens" of false claims if you were a legitimate company.By the way what are you providing for $99.00? Obviously nothing - that is according to your unsatisfactory rating with the Better Business Bureau, as well as the numerous other complaints that I have found on this company.

I will expect some type of correspondence from your attorney or your local police as soon as possible. If I do not hear from either I will file a complaint with the California Attorney General's office as well as the California Department of Consumer Affairs.

His Response:
Sorry, but we are not going to play your games. Blaming us for somehow magically stealing your info is laughable and just shows you are lying even more. It is obvious your trying to back out of the transaction. Bringing up meaningless BBB records just proves our point.

If you really didn't do the transaction, you would have bothered to look up such data or even cared. Our lawyer and police will be contacting your workplace within 24 hours to give the evidence we have that shows you are lying about this transaction. If you value your JOB, we suggest you start telling the truth immediately.

My response:
Do not try to threaten me. I am not backing out of any transactions. I searched the BBB records after the last email that you sent because of your immediate accusations that I was being untruthful. I would invite you to contact my job, in fact I have already advised the proper authorities at my company that you will be getting in touch. Once again, I will tell you, I DID NOT authorize this charge.

Why will you not answer the questions of who your attorney is or who the police representatives that you are working with are? What are you afraid of? My bank has already cancelled the charge and refunded my money. I will let them go forward with the investigation. However, I have filed formal complaints with the California Attorney General's office, the California Department of Consumer Affairs, as well as the Better Business Bureau, and the Federal Trade Commission. Please do not contact me again regarding this matter.

And although I told him not to contact me again he writes back:
What grounds have you filed reports with any agency? Do you realize filing a false report is a FELONY in your state. Our lawyer is now going to draw up papers for LIBEL as well as lying to your credit card company to get a refund.

We have already contacted your credit card company and they say no money has been refunded to you at all. They are investigating your claim for truthfulness first.
Once they see our documents, you will have been caught in ANOTHER lie. We have several documents that show
you did this transaction. Aparently you were caught on camera doing this. GOOD LUCK!

And because this guy is such an idiot, I had to respond one last time..:
You are so hilarious! I'm sure that you are a lonely little man that probably lives in your mother's basement. You do not scare me with your threats.
Are you aware that I have asked you not to contact me again and you continue to do so. That is the crime.

Please refrain from all further contact with me you pathetic person! Who is your lawyer? Is it Thomas Gentry ESQ? Oh, it couldn't be because he doesn't exist, not as an attorney in your state anyway. I am well aware of your scam and I am also aware that you have not contacted my bank because I have them on the phone as I write this.

Go ahead and continue to harass me, it's just a matter of time before you are exposed. I have already contacted the local media and they are very interested in this story so don't be surprised if you get a knock on your door very soon... Or should I say your mother's door.

You are an unintelligent loser who will get no where in life because you are not smart enough to do so. If I receive any more correspondence from you than I will contact my local authorities and you will be charged with harassment. DO NOT CONTACT ME AGAIN!!!

So, hopefully this will be the end of this loser. Although I didn't legitimatelly give my credit card information it appears that maybe this guy has moved onto a whole new scam - getting personal information to steal money. Buyer Beware. Do not give personal information out!!

Company: Golden Harvest - G.H. - Loanagentbiz - Badcreditloansources.biz
Country: USA
State: California
City: Pleasonton
Address: 5424-10 Sunol Blvd, PMB 250

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