USA Credit Aka All American Gold Shopping Card Aka Commonwealth Marketing Group
Ripoff they help themselves to your bank account!

This company has directly debited my bank account (using my acct# & routing# only) 5 times since 12. Twice they tried to take $149.95 to "enroll" me in their "credit plan" after I returned their membership packages and refused to join. The "Gold Credit Card" is NOT a VISA or M/C - it is just an expensive revolving charge account good only for buying overpriced items in their USA Shopping Club!)

I did get the money refunded, but it's a huge hassle, and can wreak havoc by over-drawing your checking account or simply making funds unavailable for days.
The targeted market for this "service" is people who are already struggling financially - trying to rebuild or initially build credit - so they (we) don't have any extra money to cover unexpected withdrawals!

Even after talking directly to their "customer service" people and clearly saying NO to all offers there have been 3 different direct debits ($19.95 in 01 for "elite" or "preferred" status! $9.95 also 01 for "monthly credit report access" and again yesterday another $9.95 for unspecified "benefits".)

I believe they charged this fee because I just received my annual free credit reports from Equifax, TranUnion and Experian and CMG (Commonwealth Marketing Group) shows that I have a credit card with a $7500 limit "Paid or Paying as Agreed" (although the balance & high balance are both zero)

I now have them blocked at my bank - any direct charges with be refused - I didn't know that I could do that or I would've done it in Dec!

Lorraine
Scotts Valley, California
U.S.A.

Company: USA Credit Aka All American Gold Shopping Card Aka Commonwealth Marketing Group
Country: USA
State: Pennsylvania
City: Uniontown
Address: One Millennium Dr
Phone: 8006859354

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