Usabenefit
Overdraft charge? Took money out and put it back in?!? Ripoff

I applied for a USA Platinum card over the internet. Nothing really seemed fishy about it until they told me to enter my checking account to verify that I one. Ok. They said something about if I wanted a higher limit on my card if I paid 149.95 and I said NO to that. Well I just got my bank statement the other day and it said these three things happend on 12/1/04:
USABENEFIT CALL800-685-9354 withdrawal: 149.95
Returned item Deposit: 149.95
Overdraft Charge withdrawal: 25.00

Ok now why in the heck did they take money out and then put it back in? Just to slam a overdraft charge on me? What the heck is that anyways? Arg... What am I to do? Will they keep on taking 25 dollars out of me? Please somebody help. Oh and I don't have my card yet if that helps anything.

Company: Usabenefit
Country: USA
State: Pennsylvania
City: Uniontown
Address: One Millennium Drive
Phone: 8006859354

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