Opti-Score
David Masten & Todd Bierman Opti-Score is acutally and factually Opti-Scam

To whom it may Concern:

I am obligated to forewarn consumers, businessmen and women and anyone else of a company that has swindled many people in many different ways. The company is Opti-Score, and its owners are David Masten and Todd Bierman.
I personally and unfortunately have worked for these two defrauders in late 2007. They claim that they will restore and rebuild your credit, as well as providing you with customer service that is unparallel. It was my job to sell their services which at the time I thought was viable. I began to get suspicious when my new clients that I brought to the company started being neglected ironically immediately after paying for service.

I understand when dealing with attorneys' or various consultants they may have a tendency to avoid phone calls until they have something more tangible to report. I personally don't condone this practice, but I do understand it. Mr. Bierman and Mr. Masten will avoid your calls you threaten to report them to the Better Business Bureau or some other government agency.
I was only employed with them for a month but within that short period of time they even refused to pay me for the work I've done. Please don't be taken in by their false sincerity. It is nothing more than a facade I assure you.

Because I had to take them to court to get my money back, I started researching the two of them and their business practices. I came across other former employees that had to take them to court for monies owed as well as former customers that were deceived by these two culprits. Here is what Ted had to say about them and their dealings:
David Masten scam?
From: avnke@aol.com You may not know this sender. Mark as safe|Mark as unsafe

Sent: Fri 2/29/08 3:54 PM
To: sevans911@hotmail.com
Scott,

Just found your contact information on a goggle search of "David Masten
Lawsuit". I had David broker a mortgage through "his" company, turns
out that he is just a manager for a bigger firm... That being Morgan
Funding which has twelve federal lawsuits against them now. I have done a whole lot of homework on the mortgage fraud he has committed & might still be involved in. All of that and this "optiscore" scam will hopefully put him behind bars. I have spoken to the bank and they
advised to go after David as most if not all of my documents were submitted with forged signatures. This is a big case and optiscore / optiscam is just a small part. They have set up & closed offices in
Las Vegas, New York & New Jersey... They are not getting far as I am trying to stay a few steps ahead.

I have found a few of his former workers who have agreed to testify against him, Todd Bierman and the whole crew. This might fall into the Southern District / US Federal Courts or the NJ District out in Newark. Just have to sit down with a US Attorney after I file the report with
the FBI in the NY office for Predatory Lending as well as Truth in Lending. Hope to do that this week coming up.

Hope to hear from you soon.

Ted

Please if you are in the midst of sending these guys any money, DON T. If you already have given them money, ask for it back. Any creditable company would always reimburse their unsatisfied or reluctant clients. Thank you.

Company: Opti-Score
Country: USA
State: New Jersey
City: Jersey City
Address: 45 River Dr. South Apt. 3106
Phone: 2018927505

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