AmeriPlan USA
I was naive when I enrolled

I have been an IBO with AmeriPlan for seven months. I can easily say that I wish I never got started. I must say, I wish I never spoke to Debbie, my upline. I was naive when I enrolled. The following is my story, which is my opinion. I wrote this to encourage others to really research AmeriPlan before enrolling.

I enrolled with AmeriPlan in November. I spoke with my upline, Debbie and without reservation, I enrolled. Now, being in the telemarketing industry for years I did ask about leads. She told me the company supplies them. False! Shame on you Debbie for lying! Days after I enrolled, she told me I had to get set up with a lead source. Now, I was naive and did what ever she told me to do. I believed in what she said, and I felt she would not point me in the wrong direction. Even though she lied to me, but she said I misunderstood her regarding the lead situation. So I invested in autoresponders and leads to put in the autoresponders. Within my first seven days, I had spent $295 for my enrollment, $119 on one autoresponder, $99 on another autoresponder, and $100 on leads to put in the autoresponder. I felt that it was a bit much, but I did understand that this was a business. I was going to have to invest in order to get somewhere. Well, two weeks later, I did not get one response from my autoresponders. Debbie let me know it was time to go with a new lead source. I did and became an RSD soon after. I have been stuck now as an RSD since then.

I am currently still an RSD because I DO NOT feel comfortable enrolling brokers. I feel that I have been mislead and, the people that are looking for a work at home opportunity could probably not afford the expense of leads each month. I DO believe the company is a pyramid. Now, even though pyramids are illegal, AmeriPlan is a pyramid. The big emphasis with AmeriPlan is not the health plans, it is on signing up brokers. They always have weekly conference calls, and it is always on how to sign up brokers.in seven months, there has been only two conference calls on the health plan (that I know of). You will only reach financial freedom if you sign up brokers with this plan. AmeriPlan states that you will reach financial freedom within a few years. At the rate I am going, -$4900 is not looking like financial freedom. Mind you I was writing business everyday too!!!

So here I am currently a RSD. None of my brokers that I do have work. They can not afford leads, and I can not afford to give them any of my leads. I am an Ace Member Enroller, but I have SOOOOOOOO many chargebacks, that any money I have earned is null and void. Also take into consideration, that I had to pay for that lead to convert into a sale, so I am actually negative more. Now this is where I have the real problem with AmeriPlan. My chargebacks are due to poor customer service and doctors, dentists, etc. Listed are no longer accepting AmeriPlan. I personally feel that when a customer goes online to find a provider, that the doctors, dentists, etc listed should actually be accepting the plan at the time. A multi million dollar company should have sophisticated software that will accurately update the providers listed. Wouldn't you think? Also, alot of the providers listed are duplicates as well. They really need to revamp their provider system online. My selling tactic is to let them know of providers in their area. Well if the information is wrong in the computer, then that really means that I am lying to people. I have so many members that have cancelled because of this. Also, customer service is rude to people. I have had so many calls from my members complaining about the poor service they received. Thank you to corporate for doing a great job. I love losing money!

Another thing that reallys steams me is the $35 broker fee. When I enrolled, it was for my websites. How can that be though? 90 days after I enrolled I had to shell out another $15 for the same websites. So really you are looking at $50 a month. I was really upset with Debbie because she did not tell me that in the first place. She also lied to me about how the residual worked. But then again, I should have looked at it more closely first, then taking her word. Shame on me! I have contacted corporate many a times on the actual breakdown of the $35 broker fee without the real answer. It is always for your websites. Sorry, but I am not buying it.

To sum this up, I really hate the fact that I am negative $4900 dollars in seven months, and I am not making any money. I currently have $500 dollars in chargebacks. I can not afford to buy leads anymore. Really, I just will not. I am not going to enroll someone to have them turn around and cancel. It is going to be another month til some of my residual kicks in, but that will go towards my chargebacks.instead of cancelling altogher, I am trying to sell my business to make the venture seem somewhat worthwhile. I can't give the d$%& thing away!!!

Really my advice to anyone interested in doing AmeriPlan would be just don't do it. Your upline will continue to blow smoke up your &^% so you will continue. Remember, if you quit they lose money. Remember, you are their income. Unless you have the funds available to invest in leads, probably several hundred dollars, don't bother with AmeriPlan. Also, the health plan is really not that good. There are other discount plans that are by far better. I would encourage you to just NOT enroll as an IBO with AmeriPlan.

KristinSan Diego, California
U.S.A.

Company: AmeriPlan USA
Country: USA
State: California
City: San Diego
Address: Democracy Avenue

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