Mbna
Ripoff They promised a fixed APR then changed it after I became a customer So now I'm suing & need your help Wilmington Delaware

MBNA offered me 0% APR for 9 months then a fixed APR of 9.9% on the remaining balance on the phone (sales person). I agreed to do a balance transfer of $10K and a cash advanced of $5K. Then a few months after supposed fixed rat of 9.9% kicks in I get an agreement and a balance statement showing 19.9%! I called them but they claim that is mentioned on the monthly agreement. When I mentioned that the initial terms were verbal and that I didn't agree to let them change the terms, they said that they never agreed to such terms thus it's not enforceable. I said "that's not what we agreed to", and decided not to pay them what they asked, so they began making negative reports on my credit. The gull!

Not being one to sit back and be abused by a bully I decided to do something about it, and am now going through the process of suing MBNA for deceptive business practices on my own (David vs Goliath). It can be done but I need other readers to help me by contributing similar stories about how MBNA making them promises on the phone like "Oh your rate will never go up" only to have the rug pulled from under them after a few months. Your contribution will be very helpful as I will use it as evidence that MBNA is doing this on a systematic basis.

Thanks very much for your support. Together we can force these big corporations to play fair.

If I get enough feedback, I'll look into filing for class certification (bring in more plaintiffs into my claim).

Wish me luck!

Company: Mbna
Country: USA
State: Nationwide
Address: Wilmington Delaware 19850-5019
Phone: 3102277109

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