Northland Financial
Consumer Report

I was supposed to recieve a loan for 10,000.00 from this company, who allegedly worked with hardship loans for people with bad credit. I have a bk on my credit report because of my husbands recent heart issues. Anyway, I went through all the paper work and submitted my information. I was told that I needed to offer some collateral, my first option was a co-signer with a credit score of 740 or higher, my second option was collateral - a car, a house, something worth 85% of the value of the loan, or my third option was life insurance. They would take out a term life insurance policy on me for the duration of the loan and I had to pay the premium - $700.00- which was fine except I needed to pay that upfront. I have always been told if you have to give money to get money - somethings up! I initially agreed until she gave the information on how to submit the payment. I needed to send a moneygram for $700.00 to a man named Paul Reid in Quebec, Canada - for a loan in Missouri??? I was not at all comfortable with that. The lady I had been speaking with told me her name was Jennifer Douglas, however, when she sent me the documents the name on the email was Kiera Masters (supposedly her secretary). I was up all night trying not to accept the fact that this could be scam, but my fears were realized the next day. I recieved a call from " Jennifer" who left me a messge (using the name Katherine - to many names to keep straight I guess) so I returned her call. A man answered the phone, and when I asked to speak with Jennifer/Katherine - he said she wasn't there - no their in a meeting - he really wasn't sure what he supposed to say - so left a message with him to have her call me.in the mean time, I googled Northland Financial scams and came across this site, although its a different senario, its the same language. They too promised that once I pd the insurance I would have my money in 6 - 12 hours. Then I knew, I had been scammed, thank God I did not send them any money. When Jennifer/Katherine called me back I told her I did not feel comfortable moving forward, and she became very angry and started cursing at me. I explained to her my concerns and she told me that in the "spirit of Thanksgiving " she would meet me half way— if I would send her $350.00 - she would release the loan and I could pay the rest after I got the money. When I still did not move forward, she was really upset. I realized that I had forwarded all of my personal information and banking information to them, so I went and spoke with my bank and closed out the account. My banker told me to send a "formal letter" stating that I was declining the loan and that I do not authorize them to take any money or use my information in any way. I submitted the email today and this was the reply:
"We have already terminated your file and information since the day you were to process and defaulted. We have ZERO use for your background or banking info or anything to do with your profile. We currently have no record of you on file." These people are complete total scam artist. No professional, legitamate finance company is going to be angry and send such an unprofessional letter out. BEWARE! I have attached all the information I could find, who knows what her actual name is BUT this is a list of the names and the phone number I was given during my ordeal... I hope this helps someone else from getting sammed
Company:
Northland Financial Services
Jennifer Douglas
Kiera Masters
Katherine
Robert
Paul Reid (Quebec, Canada)

Company: Northland Financial
Country: USA

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