Online Public Art - www.onlinepublicart.com
Www.onlinepublicart.com Online Public Art onlinepublicart.com ripoff fraudulent charge identity theft

Miscellaneous

I just posted a consumer complaints for the amount of $10.68 on my checking account.

I also came across this information. You should follow the instructions IMMEDIATELY to protect yourself and your accounts (credit cards and bank cards). PLEASE call these people immediately to file a report:

As soon as you realize you are a VICTIM of credit card FRAUD, you should:

1. Contact the three major credit reporting agencies to notify them of the problem and provide as much evidence as you have. Ask them to log the theft and remove the fraudulent information from your credit record. Call Equifax at (800) 525-6285, Experian at (888) 397-3742, and Trans Union at (800) 680-7289.

2. Request that a "fraud alert" be placed on your credit report. This will alert any credit provider to contact you before issuing a new credit card. Call and then write each agency.

Trans Union, Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, Calif. 92834
Call (800) 680-7289.

Equifax
P.O. Box 740241
Atlanta, Ga. 30374-0241
Call (800) 525-6285.

Experian
P.O. Box 1017
Allen, Texas 75013
Call (800) 301-7195.

3. Request a copy of your credit record from each agency. This is a free service for victims of fraud.

The nearest office of the Consumer Credit Counseling Service may be able to give you advice on removing fraudulent claims from your credit report. Call 800-388-2227.

After you've dealt with the credit reporting agencies, you need to deal with the credit card issuers.

4. Call your credit card issuers to cancel your credit cards. Cancel them with the status "Account closed at customer's request." If you allow the closing status to be "Card lost or stolen" the "lost" part could place blame on you. Request new cards with different credit card numbers. Follow up in writing with the details of each card you wish canceled.

5. Call each company that issued a fraudulent credit card to obtain a copy of the signed credit card contract. You must have this document to prove you did not authorize the issuance of the card and are therefore not responsible for the charges. You may have difficulty locating the person authorized to send you a copy of the contract, but be persistent. Follow up in writing to the address given for "billing inquiries, " not the address for sending your payments.

6. Call each company that issued a fraudulent credit card to request their procedures for handling fraudulent accounts or charges. They may require a signed affidavit of fraud, police reports, or other documents. Cooperate with these procedures to expedite their bureaucratic process. Once they acknowledge fraud, ask them to send the three credit reporting agencies a letter confirming the fraudulent activity.

Notify each company that issued a fraudulent credit card that the card is, indeed, fraudulent and charges against that card are fraudulent. Continue calling each company that issued a fraudulent credit card to track their progress in their investigation.


Company: Online Public Art - www.onlinepublicart.com
Country: Mexico
Site: www.onlinepublicart.com
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