TMS Trade and Marketing Services
Consumer Report

I was hired to be a Purchasing Agent for this company by a woman named Olivia Craft (most likely fictitious). We communicated by email and cell phone. TMS sent $4800 to my credit card via click2pay (they only accept credit card or bank accounts). I was then sent an email to purchase various IPAD and IPHONE models. After seeing this credit in our credit card, I bought 6 IPAD (equivalent to $4800). They then sent prepaid USPS shipping labels which had a RUSSIA destination and I mailed them out. TMS then sent an additional $4700 to the same my credit card account. Again, after ensuring the money showed up in my credit card account, I again went out bought 6 more IPAD's. Again TMS sent prepaid shipping labels with the same destination to RUSSIA. Today, when checking my credit card account online, I learned the two credit transactions were reversed. I called the credit card and found out several important facts. First, click2pay transfers are like checks. They can "bounce" at any time after the original credit is posted. The TMS payments bounced. We called and emailed Olivia Craft but got only voice mails and no responses. We then contacted the USPS with the hopes of rescinding the shipments, but were told it was too late because they were already in transit. We called our credit card and tried to open a fraud case but were told this situation does not meet their definition of fraud because there was no unauthorized use of our credit card. We filed a fraud report with our local police department. We're still trying to see if we can get any help at this point.

We didn't realize online click2pay payments can "bounce" in 2-20 business days. Additionally, click2pay payments can be reversed 1-6 months after the date of transaction. Also, there are other ways you can be scammed. Bottom line is if it sounds to good to be true it probably is.

Company: TMS Trade and Marketing Services
Country: USA

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