Barkleys Bank Of Deleware / Juniper Bank
Reporting False Information to Credit Bureau

I, like so many bloggers before me, also wanted to pay off my balance, it never seemed to get it paid down, even though I was paying well over the mininum payment due. I called them in May and paid off the existing balance, exactly what I was told. The following (July) month, I received a bill for 2 cents. Yes, 2 cents. I called the toll free number on my card, and I was told the 2 cents would be waived. The following month, I received a bill for $38 plus the 2 cents. After another phone call, they apolizged for the error, promised to correct their error, and I believed that was the end of that. The following month, in Aug the same thing happened. I was accrewing $38 each month on top of a 2 cent bill. After $117 in late fees, I was getting desperate.

Finally, in Sept after many, many phone call and letters I got it straightened out, but lo and behold, I just ran my credit report and it's appearing as a negative. Forget about calling them now. All the calls seem to be routed to the Phillipines and their english is less then desirable. I would never have agreed to this card knowing that my social security number would be available to people in the Philpines. I have tried sending them a letter explaining all of this, and they just send me a form letter that I need to take this up with the credit reporting agencies. I defenately want to take this up in a class action lawsuit.

Company: Barkleys Bank Of Deleware / Juniper Bank
Country: USA
State: Delaware
City: Wilmington
Address: PO Box 8801

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