One Solution Financial
Consumer Report

Miscellaneous

I filled out an application online and immediately got an email response saying that I my loan request was approved for $10,000 and to contact my loan advisor Samantha Clair at 1 (888) 445-7810 Ext 107 to finalize the details. I than called and was told that I needed to pay the first 5 months in advance $ 972.45 CDN. I was hesitant at first as the reason I applied was because I was already in debt and short of money. Samantha told me that she could only hold my loan open for 7 days, so to see what I can do. I was able to finally get together some money to make the payment. I signed the contract and sent it back. I then went to Western Union to send the funds which came to $1,028.45 with the transfer fee (which I was told they would pay back). After the payment she said the funds would be in my account in the next 5-10 hours. I waited until the next morning and still no funds. I called Samantha back to inquire and she said she'd look into it and call me back. Then when she did she said that I had to pay the optional insurance even though our initial discussion she said I didn't have too. The insurance was another $1,000 which was impossible for me to do so she said she would issue a refund. I talked to her once more a week later and she said the refund was in process. Now almost 2 weeks later and nothing! The website is now suspended, no one answers the phone and all these reviews are now showing up. I wish I had gone with my gut feeling and not sent that money but I guess lesson learned! It just sucks because now i'm worse than before I applied for the loan because I went into even more debt because of that payment. Please beware! There are a lot more companies out there that ask for collateral money up front before you receive your loan. DO NOT DO IT! I read on Western Union in the warning section that it is illegal to request money for a loan. That should've stopped me but I guess I was so happy that someone finally approved me for a loan and that the money would be really helpful. I guess not. Not i'm a little worried because I sent them my personal information such as driver's license and bank account number. I feel for everyone who fell into this trap and lost money!


Company: One Solution Financial
Country: USA
State: New York
City: Uniondale
ZIP: 11553
Address: 50 Charles Lindbergh Boulevard
Phone: 8884457810
Site: onesolutionfinancial.com
  <     >  

RELATED COMPLAINTS

Household Finance Corporation
Ripoff, prey of poor credit, never gave refund or "insurance" fee for loan not given

Prestige Lending Solutions
Prestige Lending Solution, I applied for a personal loan online with this company, and I was approved but then had to wire money to canada as part of collateral

Nationex Financial
Had me send western union payment to Canada & never gave me my loan!

Charma Wells Financial Group
I was screwed out of my loan!

Easy loan Financial
Why Run Scams for Money?

Cash Advance America
Consumer Report

Fidelity Financial Services
Consumer Report

Nationex Financial
Had me send western union payment to Canada & never gave me my loan!

Van wyk financial
Consumer Report

Lawrence Park Financial Services
Johnathan moore, doug fisher