Unifund Group Corp
Unifund obtained a garnishment of our checking account and emptied it

I am still a little shocked as I write this and probably don't have all of the information that I need but this is what has recently transpired. On Wednesday, August 1st my wife's check was direct deposited in our joint checking account and within minutes the account was frozen. The only information that Bank of America would provide was that there was a garnishment attached to our account in the amount of $13,153 and some change. There was also an attorney's name and a number in Ft Lauderdale, FL.

On Thursday morning we contacted the levy department at our bank and they refused to provide us with any documentation about the entire process. They said that we had to take it up with the attorney whose number was listed. At first the funds were simply frozen; it showed the money there but no available funds listed. On Friday morning the account was completely drained.

There is some suggestion that this was an old credit card that my wife had before I met her (possibly 7 or 8 years ago) but we have no way to confirm this since we have absolutely no paperwork and it seems that nobody wants to give us any paperwork on this.

I guess I have a couple of questions about the legality of this. How can this company go to court against us and us not be made aware of that pending case? Can Bank of America give our money away and refuse to show us proof that they are doing this legally? Is it likely that the company located in Ft Lauderdale is actually Unifund or a seperate entity hired by Unifund to pursue this action against us?

I don't know if this matters but the amount in our checking account was needed to pay those things necessary for us to live (food, rent, daycare, etc.) and if it weren't for an emergency loan we were loathe to request we would certainly be getting ready to be homeless at this moment.

One last question: At 2:00 PM Wednesday my wife checked our account to see if her deposit was in and it wasn't, but the money we had in there was available to us. One hour later her deposit was there and the account was frozen. How the hell did they know exactly when her check would be there and when to freeze that account? Or was it just bad luck for us?

Company: Unifund Group Corp
Country: USA
State: Ohio
City: Cincinnati
Address: 10625 Techwoods Cir
Phone: 5134898877

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