Wizard Lending - Short-refi.com - Loren Gingerich
No Help with Foreclosure

Construction & Repair

Loren Gingerich, owner of Wizard Lending, LLC also known as short-refi.com is a scammer. He charges you an upfront fee of $400 (might be more now) in order to "save" your home. He says he can help you by contacting the mortgage company if you are in foreclosure and work out a short sale with them so you can buy the home for less than what is owed on the note. Or he can do a loan modification for you with the lender to work out lower payments.

The fact is that he doesn't do much of anything except collect the fee, maybe make a few phone calls to get names so when you call him it appears that he is working on something.

I called my mortgage company to check up on the status and the first time they said he never even contacted them. At first Mr. Gingerich would return my calls and emails (only after many attempts though). Then he would tell me he would be in touch with my lender and later give me some bull excuse as to what was taking so long, like he can't get a hold of the right people, etc. The only good thing he did for us is actually get our lender to extend the foreclosure date by one month... That was the only time I think he actually talked with someone! We had to keep calling and calling and calling him telling him our time was running out before he did this and I think the only reason he did that was convince us that he was legitimate and stall us.

After our foreclosure date came up we got a hold of him again and told him the Sheriff's sale was coming up. He told us not to worry about it and that we can still negotiate with the lender right up until the end of the 6 month redemption period after the Sheriff's sale. Our house went into foreclosure then and was sold back to the bank at the Sheriff's sale.

After the Sheriff's sale, when we were in our redemption period, Mr. Gingerich told me he was working with the lender and negotiating a deal with them. Three months into our redemption period I called the lender to see what Mr. Gingerich was doing they said they had not spoken with him and had no records of him calling in for negotiations or offers. Now, when I try to contact Mr. Gingerich, he doesn't return phone calls or emails. We have one more week in our home before our redemption period is up and unless God performs a miracle, we are going to lose it. We had hired and paid him 2 months previous to using him on our personal residence for an investment property that was facing foreclosure and we lost that two months ago, again, because he did nothing.

I told him I wanted my money returned because he didn't perform his end of the deal and he doesn't respond. He now has a lawyer listed on his website so I called his lawyer and told him the situation. His lawyer told me that he has gotten another call similar to mine and will contact Mr. Gingerich for an explanation and have him contact me. Mr. Gingerich has not contacted me yet and his lawyer no longer returns my calls.

All I can say is... Don't pay this guy or any of his affiliates any money if you are losing your home to foreclosure. He cannot help you and will only push you down further than you already are. He apparently has no morals and cares nothing for people and their hardships. It's because I DO have morals that I am telling readers about this company. I don't want anyone else to suffer the same loss and hope that my story will prevent his so-called "business" from stealing anymore.

40 S. 10th Ave. PO Box 389 Washington IA 52353
http://wizardlending.com / and http://www.short-refi.com/

319-248-9543
866-244-6108
lgingerich@wizardlending.com
Wizard Lending, LLC, short-refi.com, Loren Gingerich
So-called foreclosure specialist takes your money and doesn't perform


Company: Wizard Lending - Short-refi.com - Loren Gingerich
Country: USA
State: Iowa
City: Washington
Address: 40 S. 10th Ave. PO Box 389
Phone: 3192489543
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