GMAC Corporation
Dishonest billing, major ripoff

I moved from my home due to a divorce from my husband in 2001. At that time it was financed through Fairbanks Capital Corporation.in February I got word that my ex - husband was not paying the mortgage payments and had planned on letting the house be foreclosed on. I contacted Fairbanks and they worked out a forebearance agreement with me to pay the $9,000.00 that my ex was behind on.

My ex moved out and my children and I moved back in. This agreement stated that I would pay an initial $2500.00 dollars and an additional $583.00 per month for 12 month added to my mortgage payment of $961.00 per month. I payed this amount every month for 12 months as agreed.

This should have cleared all the arrears that was owed on my account. This agreement ended in March and I was to pick up with my regular payment in April. I got a letter from GMAC in May stating that they had bought my mortgage and that the records indicated that I still owed over $5000.00 in arrears.

In the previous 12 months I paid a whopping $21,018.00 to this company and they still were after more. I did have proof. I had the original bill and all my receipts and cancelled checks showing what I had paid. GMAC was very rude and told me that my records didn't mean squat to them and that they went by there records which were definitley wrong. I fought with this company from June to January.

This company ignored all of my hard proof and started foreclosure on my home. I was forced to file chapter 13 or lose my home. I have had no luck finding what happened with all my money. GMAC along with Fairbanks are the worst companies I have ever dealt with. Can someone please help me find a way to get out of this mess?

Company: GMAC Corporation
Country: USA
State: Kentucky
City: Lousiville
Address: 6716 Grade Lane Building 9 Suite 910 Lousiville, KY 40213
Phone: 8007664622

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