Household Bank
Ripoff They Are All Over The Country

I have a Household Bank Credit card, my credit score is about 700, which I am told is above average, so not perfect, but far far far from bad. I think I was told the nations average is like 678.

Anyway, I was told when I first obtained my card that I would receive credit limit updates as the time went by, well after two years of PERFECT ONTIME PAYMENTS, I decided to contact household bank and ask them what was going on... They said, the ONLY WAY, I COULD OBTAIN a credit increase was to PAY THEM A FEE to do such. He claimed it was for administrative needs.

Now bare in mind... This is a actual credit card... NOT A SECURED or DEBIT or PREPAID type card, but a tradtional credit card and in order to receive a credit increase was to pay a fee!

What A RIP OFF! Shouldn't this be ILLEGAL?

And again, I have good credit, my card only had a 100 balance with a credit line of $500, which I might add, they are charging $59.00 per year... (which is okay, I knew about the fee from the start and established this non secure account, to help my credit rating, which it has, but to then be told I had to PAY for a credit line increase after making payment after payment for over two years. Its nothing more then a scam!!!)

Company: Household Bank
Country: USA
State: Nationwide

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