The Huntington National Bank
Debit Card Purchases Approved Without Funds, Seven Insufficient Funds Fees

I was a Huntington customer for three years. In all that time, I thought I was treated fairly and that the bank was working for it's customers.

I was also perfect on my balance and never had a problem with a returned check.

I made the mistake of writing down a deposit twice in my register, making me think I had 500.00 more than what I really had. After my actual money ran out, I began getting charges for insufficient funds at $29.50 a pop.

In two weeks, I got seven of these charges. Five of the seven were on debit card purchases that should have, but did not, decline. They went through, the bank approved them, paid them, and then sat back and collected their fees.

They refused to make anything right or even satisfactorily explain why a debit transaction would be approved when there's no money there. They were also very unconcerned and rude to me.

After three years of business with them in which I had been a problem free customer, they didn't even bother to notify me of activity on my account that was out of character for me.

What if someone had stolen my card and made all those purchases? The bank just kept approving my debit card and then when my direct deposit from work came in, took the money and the fees out of my paycheck.

Beware! Huntington is out for themselves. They did teach me a powerful lesson about banks though. Not to trust one.

And beware with your debit card!!! Though you would think if you use it as a debit and not a credit that it would decline when your balance is too low to cover the purchase, in reality, that is not the case. Anything to make money!

The fees they made off me are just a drop in the bucket for their income, but for me, it means my husband and I can't make bills this month. Huntington and their practices are sickening.

Company: The Huntington National Bank
Country: USA
State: Ohio
City: Columbus
Address: PO Box 1558 EA1W37

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