Fairbanks Capital Corp
Equicredit Misapplied Two Payments, Then Sold Mortgage in Bankruptcy

I had been ill and behind on my payments but before I was forced to quit my job, I was making double payments on my mortgage to try to get caught up. We finally caught up and Equicredit said that we still had 2 payments to go. What had happened was Equicredit sent 2 of my payments to anothers account. We have their own paperwork that shows 2 different account numbers and I had all my cancelled checks. They refused to correct it and eventually we had to file bankruptcy on our home because I was forced to quit my job (I have cardiomyopathy) and didn't have money to pay for the 2 payments over again. They refused to take anymore payments until the others payments had been made.

Equicredit then sold our mortgage (after we filed bankruptcy) to Fairbanks Capital. We have not had our house now for 2 years and Fairbanks still has us as the owners. How can they show us as owners when we had filed bankruptcy while it was still with Equicredit? And how can Equicredit sell a mortgage that is in bankruptcy? Now, after 2 years we are getting papers showing us as owners and that we had abandoned our home. Fairbanks don't really know what they are doing but Equicredit is worse, they knew and got away with it.

Company: Fairbanks Capital Corp
Country: USA
State: Utah
City: Salt Lake City
Address: P.O. Box 65250

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