Dynamic Credit Services
Ripoff business from hell

Today I received a call on my cell phone from a person by the name of Mike Powell claiming to be with Dynamic Credit Services and made me an offer of a Mastercard that is unsecured, through one of the banks they use. He said they have BankOne, WellsFargo, and Bank of America.

He said that I was preapproved for a $2500 initial credit limit, (will increase to $3500 after 6 months of on time payments, to help reestablish my credit) which would be available upon receipt of my card.in order to receive the card they needed to charge me $296.00 from my checking account. Which I was told would be able to be withdrawn against the card at an ATM after I receive the card, so that it can be redeposited into my account.

This transaction was set to take place on July 3. Where they would draft my checking account the $296.00 The funds transfer would show First Choice Tel as the transaction and I would be receiving a package in the mail shortly thereafter, including my card.

He had asked me a few questions, asking me to answer yes or no. He told me my name, and asked if it was correct, he then cited my address to me, and asked if correct. (I do not know where they got this information from) but they were both correct.

He asked if I had filed bankruptcy in the last 6 months and if I have lived at my current residence, or worked for my current employer for at least 6 months. He then told me that I was approved and that he would patch me through to another person who would verify the information, and that the conversation would be recorded.

A man who identified himself as Rob Meadows, then got on the line and verified information, and told me that after the process of the funds transfer, they guarentee receipt of card in 15 days, which is to include Alaska and Hawaii, but since I reside in Delaware I should get it within a couple days from the funds transfer, since they are in Nevada.

Rob Meadows then gave me a customer service number: 1-800-513-8180 and told me they are available Monday thru Friday from 9-5 Eastern Standard Time. I was given a confirmation number for the transaction and a contract number.

After hanging up, I suspected they were a scam, and figured I would call the customer service number to see if anyone answered, and how they answered the phone. The phone was answered as Dynamic Credit Services Customer Service.

So I thought ok, maybe this isnt a scam and they are legit, since they did have my information some how, and they are answering their phones in a professional manner.

When I got home, first thing on my mind was to get online and see if the business was on the web anywhere, so I did a search for the Dynamic Credit Services, and came to the fraud site, and read many different stories similar to my own.

I will be reporting this to my bank in person tomorrow with copy of this report that I am filing here. To see what can be done about it to prevent the funds transfer from occuring before they process it.

Company: Dynamic Credit Services
Country: USA
State: Nevada
City: Henderson
Address: 10624 S. Eastern Ave #435
Phone: 8005138180

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