Capital One Bank
Debit card purchases allowed on negative balance, four overdraft fees charged

AAA of Texas debited our checking when we weren't expecting it and put our account in the negative. My husband and I didn't know this and on 9/16 my husband made some various purchases for my birthday. Despite the NEGATIVE balance, Capital One allowed the charges anyway just so they can slap us with FOUR overdraft fees to the tune of 35 a pop.

I am looking into filing a class action suit against Capital One. They allow you to charge then zap you for doing so. Their reason is "what if it was an emergency and you needed in the money even though there was none in your account?" My response is, "it's a debit card NOT a credit card"

Anyone that has had similar charges and wants to jump in with me, let me know @

Bank of America just lost a lawsuit for doing the same thing! Why should Capital One get away with it too?

Company: Capital One Bank
Country: USA
Site: capitalone.com

  <     >