RBSL Group
Unsecuredcreditline.com Charged me $1750 a month after telling me I didn't have a chance to get a loan

About a month and a half ago i was just getting out of The Marine Corps and looking for funding to start a business with my father. I went with Unsecuredcreditline.com because a credit line would be a lot more useful to my business then a conventional loan.
I started the application process and payed $329 to get my credit ran. After they ran my credit they told me while my credit was good because of how young my business was and the type of business (speculative real estate) that it would be almost impossible for me to get a loan right now. But if I payed them $2500 for their Optimizer program I would have a much better chance.
This sounded completely reasonable to me except as I said before I was just getting out of the military so I was far from rich. I told them I would have to talk to my father before I made any decision and I would get back to them. Talked to my dad and we decided that we would wait until I get a steady income in before we would move any farther down getting our business running.

A few days after that I got a different computer and continued job hunting and helping my wife get into nursing school. I got a few calls from them about our loans and every call consisted of "Hey Allen just wanted to see if you made any decision on what you want to do."
After about 30 days my bank calls me to tell me that they think there is fraudulent charges on my credit card from RBSL Group I try and call them and cannot get anyone on the phone. I leave a few messages asking to call me or I will be calling my lawyer. The next day my phone rings 1 time and hangs up. Turns out one of them called me but hit the star key to go right to my voice mail (which wasn't set up). I tried calling right back but got no answer and no response from my messages. They then sent me an email saying that even though they told me before i had no chance of getting a loan without their Optimizer program they tried to apply me to 7 banks and because i never responded to them I owe them $250 for each bank they applied me to. They said they tried to get a hold of me through phone and email (turned out my new computer was sending their emails to the junk email box).

I then read on here that Richard the company owner is willing to talk to people that have problems so I called him and left him messages to no avail. Because everyone at that business refuses to talk to me I have had to get my lawyer involved which is something I really didn't want to do.

I could completely understand the charges if I had asked for them to search for banks for me but they told me I didn't have a chance then applied to 7 banks without actually getting a hold of me to inform me. I really would love to solve this mess without going to court but no one at the company will talk to me anymore to resolve this issue.

Company: RBSL Group
Country: USA
Phone: 8009452495
Site: unsecuredcreditline.com

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