Midland Credit Management Inc. / fcnb Newport News
Legal Action Letter for FCNB Newport News Account Never Billed

I received a letter from Midland Credit management Inc. Dated 2-6-09.

They are informing me of pending legal action on the behalf of FCNB/Newport News. They wanted to be contacted by 3-8-09. Even though this letter was dated 2-6-09, I did not get it until 3-4-09, PM. I did try to call the 800 # on the letter. Could not get through. I wrote a letter to them and sent them the information that I have. I do not have the minimum $250.00 that they demanded as partial payment. I requested a reasonable payment plan.

Have yet to hear from them. I emailed a letter outlining my circumstances and asked for confirmation of email and a payment plan.

I was laid off from my regular job a year ago and have just now found work, but it is on a commission basis, and the way the economy is I don't get a regular paycheck and I never know how much it's going to be.

I need to avoid legal action. I do not have money for a lawyer and do not have the money to pay this off. Anyone with any suggestions I will welcome them.

Company: Midland Credit Management Inc. / fcnb Newport News
Country: USA
State: Pennsylvania
City: Oaks
Address: P.o. Box 12421
Phone: 8009392353

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