First Premier Bank
Unsolicited credit card and subsequent credit card charges

I received an unsolicited credit card for my daughter Vanessa in the mail. She is not living at home, so I opened it to see what this letter was about.

Inside was a credit card with her name on it. I went to the web site to see what the credit card was about and entered a number that was on the letter (I assume this was a reservation number). After entering the number and some other data (birthdate and ss#), I read the terms and conditions. I saw there were excessive charges and terminated the session without agreeing to the terms and conditions.

I received a bulk mail letter dated 6/5, containing a bill for $179.
Fees included:
Program fees $95
Account Set-up fee $29
Monthly servicing fee $7
Annual Fee $48

I tried calling the number for Customer Service (1-800-987-5521) to tell them that the credit card was not requested or desired. The computer answering machine provided numerous options, none of which allowed me to speak to a live person and explain their error.

I will be trying to notify them the card was not requested or desired. I will not pay the fees. I will be contacting the South Dakota Attorney General's Office, the FCC Fraud Division, the Sioux Falls District Attorney to file fraud charges. I am retired and have plenty of time and free flying miles to pursue a fraud suit against First Premier Bank.

Company: First Premier Bank
Country: USA
State: South Dakota
City: Sioux Falls
Phone: 8009675521

  <     >