Vanderbilt Mortgage And Finance
How To Stop The Harrassment of VMF! You want to read this!

Ok let me help each of you as I'm very familiar with VMF.
1. Send a letter to them to advise they can no longer contact you by phone at any number listed on your loan. Address the letter to your Credit Manager over your loan OR address it to David Barton. (He is over all of collections)

2. Call immediately and advise the first person that you speak to you want a Do Not Call Flag on your loan. They by law have to flag your loan and can not call at all. IF they do the account rep can and will be fired. Also you have a valid reason to sue them if they call.
3. They can not foreclose with out issuing all the notices required. The first notice sent is a Notice of Default than a Notice of Acceleration. The NOD is a 30 day notice which at the end of the 30 days the loan will have to be current. The NOA is a 10 day demand for payoff.

4. They can NOT touch you if you are not over 30 days late.

5. They are recorded so if you feel they are speaking to you unprofessional call back and speak to David Barton and ask him to listen to the call. Advise the times they are calling you and also keep GOOD RECORDS... They do... They keep documention of every call but of course only document what benefits them.

Company: Vanderbilt Mortgage And Finance
Country: USA
State: Tennessee
City: Maryville
Address: 500 Alcoa Trail

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