First Consumers National Bank
Charging overlimit fees and late fees after account has already closed Ripoff

Business & Finance

I had a good account with them for 2 yrs. I started having financial problems and was late a couple time with my payments. They instantly closed my account. No warning no nothing.

Now 7mos later i have already been charged almost 1000.00 in late fees and overlimit fees. I could have never caught up if i tried my hardest. They turned my account over about 2-3 mos after closing it to an outside collection agency they have told me my account would be written off.

I am still receiving monthly statements from the credit card company and they are still accruing late fees and overlimit fees as we speak. How do they get away with this? I would think if an account has been closed and written off then they should not legally be able to keep adding fees to your account. There should be some law out there that just isn't being inforced. All these different credit card companies are just really defrauding the public.

With any other account being a car loan, furniture loan etc... Once an account has been closed and turned over they don't keep adding fees on top of fees after the account is closed.

Shawn
Lenoir City, Tennessee


Company: First Consumers National Bank
Country: USA
State: Oregon
City: Portland
Address: p o box 3910
Phone: 8008763262
  <     >  

RELATED COMPLAINTS

Discover Card
Ripoff closed account raised intrest rate bill late charges and overlimit charges

First Consumers National Bank
Processing Center ripoff - charged late fees to put account overlimit so never could catch up

Fcnb
Illegal late fees applied to credit card account (timely payments not posted) which bumped account to overlimit (double fees 2x$35) each month

Merrick Bank
Ripoff still charging fees on returned card

FCNB - First Consumers National Bank
Fcnb ripoff charges overlimit fees before account has cycled

First Consumers National Bank - FCNB
First Consumers National Bank deliberate late posting of pmts

Capital One Credit Card Services
They are not willing to lower APR and keep charging fees Salt Lake City Utah

Applied Card
Rip off Charges Overlimit and Latepayment on disputed items

First Consumer National Bank
Fcnb ripoff outrageous fees neverending balance

First Consumers National Bank
FCNB Ripoff mistreated and ripped off would like to contact someone who is considering a law suit They added on late charges and overlimit fees