NCO Financial Systems
Ripoff, sleazy, calls several times a day

This company keeps calling, several times in a single day. They have been reported to the FTC, and the State Attorney General for Arizona.

This is not the first time I have tangled with them. Every time I have been contaccted by them they have violated FDCPA.

Best advice, fax a cease and desist, demand validation, log all of their calls for time and date.

Also check your credit report. These guys have been known to supply incorrect dates and information to the credit agencies to extend the time they can keep harassing you.

Dispute the debt. And report their abuses, not only to the feds and the state, but also to the company claiming to originate the debt. They need to know what these guys are up to, and need to be advised that they CAN be held liable for these peoples actions.

If they contact you by letter, demand verification of the debt to incclude the contract they signed to purchase the debt, the amount of the purchase, the agreement that assignes the debt, the information from the attorney that reveiwed the debt to ascertain it's validity, and all documents used for the review. This is not propriatery or burdensom as they may try to claim, but has been established as necessary to prove the debt in court. Complete payment history, the requirement of which has been established via Spears v Brennan 745 N.E. 2d 862; 2001 Ind. App. LEXIS 509 and
1 Agreement that bears the signature of the alleged debtor wherein he agreed to pay the original creditor.
2 Letter of sale or assignment from the original creditor to your company. (Agreement with your client that grants you the authority to collect on this alleged debt.) Coppola v. Arrow Financial Services, 302CV577 WL 32173704 (D. Conn., Oct. 29) - Information relating to the purchase of a bad debt is not proprietary or burdensome.

Debtor must phrase their request clearly to obtain: The source of a debt and the amount a bad debt buyer paid for plaintiff's debt, how amount sought was calculated, where in issue a list of reports to credit bureaus, and documents conferring authority on defendant to collect debt.

3 Intimate knowledge of the creation of the debt by you, the collection agency
They have thirty days to comply.

Company: NCO Financial Systems
Country: USA
State: Pennsylvania
City: Horsham
Address: 507 Prudential Rd
Phone: 2154413000

  <     >