Virtual Bank A Lydian Trust Company
Virtual bank lydian bankvirtual bank lydian trust company predatory lending at its finest!

Business & Finance

Fixed or Adjustable, what is my rate? Whatever is on your loan docs, just sign and it will be "rectified" No problem. SIGN on the Line your name and smile - congratulations on your New Loan. Clients signed into a: 1-Month Libor, Adjustable Rate Rider, Interest Only, Prepayment penalty. They wanted a Fully Amortized Fixed Rate for 30 years and enjoy with pride of ownership - their very own HOME, at last? Guess again... You signed and you are liable, you signed because you should have known better, you signed because you relied on their statements, you signed because he said so, worst of all you sign because you are stupid..? Is there something you can do or not?

All answers to the above:
YES or NO
for thousands out there that answered - NO, too bad because you will have to double up on your job, bitch and moan that there is no money left in your overdrawn acct. Divorce maybe? How about just turning your backs and walk away, that's life...
IF YOU ARE CONCERNED THAT OTHERS MAY BE NEXT then the correct answer should be a resounding YES!!! It only works out better that way. Others first then answers to yours will be laid down for you...

This is what happened, Virtual bank's Roger Brown and Jerome Gentolia, a Mortgage Broker did to someone close. Make note of these people... The bank? Stands corrected till they fix this problem.

Fixed or adjustable? Ask your Broker this:

What is the treasury security of comparable maturity on the 15th of the month before the month my loan application was received? Then verify it here:
http://www.federalreserve. Gov/releases/h15/
when you get to the federal reserve website click the month before your loan closed then check the 15th scroll down to: Treasury Constant Maturities. Here you then ask your Broker what value did they use for your loan. If they can lie cheat and steal, here they better not try or their Bank is closed.
Have them encircle the value and fax it to you before you sign your loan documents. This will secure your confidence as far as your true Loan program - fixed or adjustable? They can run but they cant hide avenuesdotlendinghandatgmail for further assistance keep in touch by sedding your comments. Stop predatory lending and mortgage fraud.

The home you save may be your own. If you see one wrong call or email the FBI and the IRS - CID ASAP.

Home owners beware and be carefull out there!!!

Dont say no anymore... Dont let them get away and hurt the next person. If we save one person each, we can make a world of difference. Godspeed.


Company: Virtual Bank A Lydian Trust Company
Country: USA
State: Florida
City: Palm Beach Gardens
Address: 3801 PGA Blvd, Suite 700
Phone: 8779982265
  <     >  

RELATED COMPLAINTS

Brian Rooke, LRP Capital
Deceptive loan practices

Ameriquest Mortgage - AMC Mortgage
Ripoff pushy sign but don't look

Argent Mortgage Company, Llc
Sold me a high interest loan and aadjustable rate I'm on SSD

Ameriquest Mortgage Or AMC Mortgage Services
Ameriquest inflated our appraisel and stuck us with an adjustable rate. Ripoff

VirtualBank A Division Of Lydian Private Bank & Trust
VIRTUAL BANK LYDIAN BANK LYDIAN PRIVATE &/or Trust Do not send extra principal, curtailments

World Savings
Ripoff San Diego

Ameriquest Mortgage
Predatory lending unethical business practices and whats with this prepayment penalty

First Franklin
First Franklin Adjustable Rate Loans and Class Action

Ameriquest Mortgage
Rip-off deceptive company fraudulent

Fifth 3rd Bank
Mortgage Fraud Forgery they knowingly put false information on mortgage documets ripoff