Palisades Collection
Ripoff

I checked my credit on June 8 and found that Palisades filed a duplicative report of a debt that was already reported by AT&T in 2004. I am an attorney in Las Vegas and did the research and found that this action violated 15 USC 1692e, which prohibits any debt collector from misrepresenting the "character, amount or legal status of any debt."

I also found a case out of the Federal District Court for the District of Maryland, Akalwadi v. Risk Management Alternatives, Inc., 336 F. Supp. 2d 492 (D. Md. 2004) wherein the Court held, "Risk Management Alternatives's double reporting of the same debt twice to Equifax is a false representation of the character and amount of Akalwadi's debt. Id. At 503.

I contacted Palisades about this duplicative reporting and they informed me that their attorneys, Wolpoff and Abramson were responsible. During a second phone call, Palisades informed me that it must have been a mistake. However, the Fair Debt Collection Practices Act is a "strict liability" statute so mistaken behavior is just as culpable as intentional behavior.

I am writing a demand letter informing Palisades how it violated the law in many respects and demanding the duplicative reporting be taken off my credit. If these actions have not been taken within 30 days I plan to file suit in Federal District Court pursuant to 28 USC Section 1332 and will also pray for punitive damages pursuant to the state unfair trade practices act because the FECPA does not allow a plaintiff to collect punitive damages.

My question is this, would anyone be willing to sign an affidavit stating that Palisades employed wanton, malicious or wreckless practices to collect your debt? This will buttress my case if I do go to court. Plus, a class action would put pressure on Palisades to stop their malicious debt collecting activities.

Company: Palisades Collection
Country: USA
State: New Jersey
City: Englewood
Address: P.o. Box 1274

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