Midland Credit Management
Another Person's Debt Reported On My Credit File

Business & Finance

After receiving letters and calls from Midland Credit Management to collect on a debt that was not mine I spoke to several managers who all verified they do not have an account under my Social Security. They all assured me my address and phone number would be removed. In 4/06 this debt appeared on my Credit Bureau, when I called them to straighten it out I was hung up on by 3 associates and transferred to a closed dept by the 4th associate.

Finally I got a rep who again verified I do not have an account with them and blamed the reporting on the Credit Bureau.

I still have not gotten this resolved, I have filed FDCPA complaints, a complaint with Midland Credit Management, a complaint with the CBR and am still waiting for resolution.

This company uses Skip tracers to find someone with the same name and obtain there SS# fraudulently (which can be obtained by many differed skip tracing databases such as Accurant) This company is horrible. I have noticed I am not the only person this has happened too.


Company: Midland Credit Management
Country: USA
State: California
City: San Diego
Address: 8875 Aero Dr Ste 200
Phone: 8008258131
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